As a vida member, you are insured against various risks in your professional life. In addition to comprehensive legal protection , as a vida member, you also have professional liability insurance that covers up to € 100,000 . Below you will find more information about your insurance benefits.
In investment opportunities that are related to your internship, apprenticeship, employment or service relationship, you will receive free legal protection from us, for example in the following matters:
If necessary and if the requirements according to the ÖGB legal protection regulation are met, we will provide you with a legal representative free of charge and reimburse court fees, cash expenses or cover opposing legal costs.
IMPORTANT: The application for this must be made in writing IN ADVANCE.
Insurance cover of up to 100,000 euros if you, as a vida member, are sued for damages by a third person (except employer) in connection with your professional activity due to negligently caused personal injury or property damage. The insurance covers not only the fulfilment of liability obligations, but also the judicial and extrajudicial costs of defending against unjustified claims.
Insurance cover of up to 20,000 euros if you, as a vida member, assert claims for damages due to damage you have suffered in the course of your professional activity. Excluded are damages from breaches of contract and claims against the employer.
In addition, insurance cover covers the defence in criminal proceedings on allegations of negligence and omissions in the exercise of the profession. Insurance cover in the event of an accusation of intentional offences exists only in the event of acquittal or discontinuation of the proceedings. In the event of a conviction for intent, insurance cover ceases to apply retroactively.
With us, you are on the safe side if a traffic accident happens to you while you are doing your job. From now on, this protection is available free of charge with the vida membership at no additional cost.
Employed bus, truck, van and taxi drivers are insured with up to € 73,000 per claim in all European countries with this legal protection. Such an additional sum can quickly accumulate when it comes to compensation for personal injury, property damage and financial damage suffered or lawyer, expert and expert opinion costs in criminal and administrative proceedings after accidents.
Suing for procedural costs and benefit claims against social security agencies, driving licence withdrawal or traffic fines can also quickly cost money. If you are a union member, these costs are covered by the vida legal protection package – as well as your professional legal protection if there are problems with the employer.
If you have any questions about driver and professional legal protection as well as vida membership plus free protection package, please contact your responsible state organisation.
Are you affected by bullying, sexual harassment, discrimination or violence in the workplace? We cover costs of up to € 350 per year for legal counselling and up to € 350 for psychological counselling.
We don't give violence, bullying, discrimination and sexual harassment a chance at work!.
vida members who are affected by violence in the workplace can take advantage of a free initial psychosocial consultation with a team of experts selected by vida. Send us an email to arbeitnehmerinnenschutz@vida.at.
With your vida membership, you are also insured for these life events:
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Insurance
Finance
Rail special:
Ancillary fee provision in the event of accident and/or illness, funeral expense provision, private accident insurance without hazard class surcharges and incl. train driver clause
Health professions special:
Professional liability insurance, accident protection incl. HIV infection risks
As the bank of the employees, SPARDA has been working closely with the union for decades.
As a vida member, you will receive special conditions.